One account, several businesses: how multi-business works
The Charming Invoices team ·
Plenty of people are quietly running more than one thing. A freelance practice and a small product on the side. A consultancy and a partnership with a friend. A design studio and the photography work that pays in different seasons. One of the posts in our research describes the setup exactly:
"I'm a one-man-show with 2 companies and they can handle that with 2 different invoices - so I have different logos and invoice numbers on them."
That is a real discussion we found online between people comparing tools — not a review of ours — and it is a precise statement of the requirement. Not "two accounts." Not "a workspace upgrade." Just: two sets of branding, two numbering sequences, one person, one login.
Charming Invoices has supported this since before it had a pricing page. Here is exactly how it works today, and what it does not do.
What a "business" is here
A business is the top-level container for everything client-facing. You can have as many as you need on a paid plan, and switching between them takes one click.
Each business holds its own:
- Identity — name, address, email, phone, and the name outgoing invoice emails are sent under.
- Branding — its own logo, its own colours and fonts, and its own choice from the 18 invoice templates. Two businesses on one account can look nothing like each other, which is the point: your consultancy can be minimal and monochrome while your side project is bold and orange.
- Currency — set per business, not per account. If one venture bills in GBP and the other in USD, that is a setting, not a workaround.
- Invoice numbering — its own prefix, its own zero padding, and its own counter. STUDIO-0042 and SIDE-0007 advance independently and never interleave. The counter is claimed at the moment an invoice is sent, so there are no gaps from drafts you abandoned.
- Clients — a separate client list per business. The same human can be a client of both, as two unrelated records, which is usually what you want: different relationship, different history, different invoice series.
- Invoices and their history, plus any recurring schedules.
- Payment and footer defaults — bank details, a default payment link, and the standard footer notes that go on every invoice.
- Teammates — membership and roles are per business, so someone invited to help with one has no visibility into the other.
What is shared is deliberately short: your login, and your plan. One purchase covers every business you own.
How you actually use it
Adding one. The business switcher in the header has an "Add business" item, and there is a direct route at /businesses/new. Setting up a second business is the same short form as the first.
Switching. The switcher sits in the header and lists your businesses with a tick next to the active one. Pick another and the whole app re-scopes to it — dashboard, clients, invoices, settings. Your choice is remembered between visits, so you are not re-selecting it every morning.
Everything is scoped, always. This is the part that matters more than it sounds. There is no global "all invoices" screen that mixes your ventures together, which means there is no way to accidentally send a client of business A an invoice numbered in business B's series, or with business B's logo on it. The active business is the context for everything.
Settings. Business settings lists your businesses, with switch and archive actions, above four cards for the active one: business details, invoice numbering, payment and footer defaults, and branding.
Archiving. When a venture ends, you archive it rather than delete it: nothing is destroyed, the business just drops out of the switcher. Two guards exist so you cannot strand yourself — you cannot archive your last remaining business, and you cannot archive the one you are currently working in. Switch away first.
Why this is nicer than the alternatives
The two things people usually do instead are both worse.
Two accounts. Two logins, two passwords, two sets of notifications, and on most tools two subscriptions. You also lose a surprising amount of time to being signed into the wrong one.
One business with a messy client list. This is the more common fudge: run everything through a single profile, use one logo, and let the invoice numbers run in a single sequence. It works right up until a client of your side project receives a document branded as your consultancy, or until your accountant asks why invoice 31 and invoice 33 belong to different ventures.
Per-business numbering is the quietly important one. Each venture gets a clean, gapless, self-identifying sequence, which is what makes the paperwork legible a year later when someone asks about an invoice by number.
What it honestly cannot do
The limits are real and we would rather you hear them here:
- There is no cross-business reporting. No consolidated totals, no combined dashboard. You switch, and you look at one business at a time.
- Nothing moves between businesses. A client or an invoice created under one business stays there. If you set one up in the wrong business early on, re-creating it is the fix.
- Numbering sequences cannot be shared or merged. They are per business by design.
- This is not bookkeeping software. Separate branding and separate numbering are not the same as separate books. If you need accounts filed per entity, that is your accountant's tool, not ours.
Which plans include it
Free covers one business — which is a genuinely unlimited one business: unlimited clients, unlimited invoices, all 18 templates, your logo and every customization option.
Every paid tier is unlimited businesses, starting at Individual Lifetime: $29, once. Not per business, not per month. If you later bring someone in to help, teammates arrive at Team Lifetime ($79 once, up to five) and are unlimited on Pro — and because membership is per business, you can hire help for one venture without opening up the other. The full breakdown is on the pricing page, and the reasoning behind one-time pricing is in why we built a lifetime plan.
Two setup tips
- Give each business a distinct invoice prefix immediately, before you send anything. A PDF that says GS-0014 identifies itself in a shared folder a year later; INV-0014 twice does not.
- Use a different accent colour per business. It is branding, but it is also the fastest way to notice at a glance that you are looking at the wrong one.
If you want to see the 18 templates side by side, they are all on the templates page.